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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,759 | $168,635+1.9% | $147,617+16.4% | $125,389+37.0% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -6.53% | 77.65%-84.2pp | 61.98%-68.5pp | 282.24%-288.8pp |
| Employer contribution / active EE | $6,596 | $6,252+5.5% | $5,564+18.5% | $4,866+35.5% |
| Participant deferral / active EE | $3,633 | $5,507-34.0% | $4,895-25.8% | $5,352-32.1% |
| Admin fee / account holder | $1,537 | $13,580-88.7% | $11,612-86.8% | $9,541-83.9% |