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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,457 | $175,231+58.3% | $149,696+85.3% | $139,466+98.9% |
| Participation rate | 71.4% | 83.4%-12.0pp | 78.8%-7.3pp | 80.3%-8.9pp |
| Annual return | 17.06% | 166.77%-149.7pp | 134.46%-117.4pp | 373.66%-356.6pp |
| Employer contribution / active EE | $1,530 | $5,478-72.1% | $4,821-68.3% | $4,754-67.8% |
| Participant deferral / active EE | $5,275 | $6,521-19.1% | $5,682-7.2% | $6,712-21.4% |
| Admin fee / account holder | $341 | $16,155-97.9% | $13,212-97.4% | $11,409-97.0% |