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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,897 | $92,219+36.5% | $76,766+64.0% | $135,382-7.0% |
| Participation rate | 72.7% | 79.8%-7.0pp | 77.0%-4.2pp | 82.6%-9.9pp |
| Annual return | -10.01% | 5.46%-15.5pp | 2.43%-12.4pp | 519.77%-529.8pp |
| Employer contribution / active EE | $1,800 | $3,216-44.0% | $2,485-27.6% | $4,779-62.3% |
| Participant deferral / active EE | $6,347 | $4,508+40.8% | $3,851+64.8% | $5,609+13.2% |
| Admin fee / account holder | $632 | $10,749-94.1% | $6,675-90.5% | $10,829-94.2% |