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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,755 | $100,060-34.3% | $149,721-56.1% | $70,126-6.2% |
| Participation rate | 79.1% | 83.6%-4.5pp | 87.1%-8.0pp | 69.5%+9.5pp |
| Annual return | 14.71% | 27.46%-12.8pp | 1501.67%-1487.0pp | 73.15%-58.4pp |
| Employer contribution / active EE | $1,714 | $3,661-53.2% | $5,444-68.5% | $2,343-26.8% |
| Participant deferral / active EE | $4,913 | $4,982-1.4% | $6,568-25.2% | $3,332+47.5% |
| Admin fee / account holder | $1,959 | $8,285-76.4% | $11,282-82.6% | $4,645-57.8% |