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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,501 | $58,895+206.5% | $178,503+1.1% | $73,497+145.6% |
| Participation rate | 99.4% | 66.2%+33.1pp | 81.9%+17.4pp | 70.7%+28.7pp |
| Annual return | 21.00% | 24.86%-3.9pp | 151.12%-130.1pp | 28.51%-7.5pp |
| Employer contribution / active EE | $8,965 | $2,236+301.0% | $5,011+78.9% | $2,270+294.9% |
| Participant deferral / active EE | $7,000 | $2,567+172.7% | $5,202+34.6% | $3,740+87.2% |
| Admin fee / account holder | $724 | $400+80.9% | $13,987-94.8% | $513+41.2% |