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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,071 | $52,967+192.8% | $172,753-10.2% | $65,186+137.9% |
| Participation rate | 99.3% | 66.2%+33.1pp | 82.6%+16.7pp | 70.2%+29.1pp |
| Annual return | 23.36% | 30.12%-6.8pp | 803.00%-779.6pp | 29.39%-6.0pp |
| Employer contribution / active EE | $8,720 | $2,190+298.1% | $5,144+69.5% | $2,177+300.6% |
| Participant deferral / active EE | $6,556 | $2,471+165.3% | $5,198+26.1% | $3,514+86.6% |
| Admin fee / account holder | $708 | $472+49.9% | $13,956-94.9% | $847-16.5% |