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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,950 | $57,305+4.6% | $86,640-30.8% | $75,173-20.3% |
| Participation rate | 55.9% | 63.2%-7.3pp | 71.7%-15.8pp | 67.2%-11.3pp |
| Annual return | 14.94% | 2674.24%-2659.3pp | 592.52%-577.6pp | 160.72%-145.8pp |
| Employer contribution / active EE | $2,267 | $2,316-2.1% | $3,024-25.0% | $2,671-15.1% |
| Participant deferral / active EE | $3,805 | $3,320+14.6% | $4,438-14.3% | $4,126-7.8% |
| Admin fee / account holder | $7,353 | $4,116+78.7% | $5,616+30.9% | $5,651+30.1% |