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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,287 | $54,355+7.2% | $82,744-29.6% | $68,486-14.9% |
| Participation rate | 55.4% | 63.9%-8.6pp | 72.6%-17.2pp | 67.9%-12.5pp |
| Annual return | -14.45% | -13.67%-0.8pp | 702.22%-716.7pp | -7.85%-6.6pp |
| Employer contribution / active EE | $2,166 | $2,219-2.4% | $3,008-28.0% | $2,597-16.6% |
| Participant deferral / active EE | $2,916 | $3,246-10.2% | $4,395-33.6% | $4,028-27.6% |
| Admin fee / account holder | $827 | $4,397-81.2% | $5,325-84.5% | $5,404-84.7% |