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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,670 | $64,719-24.8% | $112,249-56.6% | $68,486-28.9% |
| Participation rate | 78.9% | 67.2%+11.8pp | 75.1%+3.9pp | 67.9%+11.1pp |
| Annual return | -15.51% | -11.40%-4.1pp | 27.48%-43.0pp | -7.85%-7.7pp |
| Employer contribution / active EE | $1,341 | $2,747-51.2% | $3,636-63.1% | $2,597-48.4% |
| Participant deferral / active EE | $2,239 | $3,565-37.2% | $4,729-52.6% | $4,028-44.4% |
| Admin fee / account holder | $2,457 | $5,232-53.0% | $6,412-61.7% | $5,404-54.5% |