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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,948 | $54,717+86.3% | $86,209+18.3% | $71,495+42.6% |
| Participation rate | 45.1% | 60.1%-15.0pp | 69.0%-23.9pp | 67.9%-22.8pp |
| Annual return | 20.32% | 20.07%+0.3pp | 1169.05%-1148.7pp | 28.85%-8.5pp |
| Employer contribution / active EE | $1,782 | $1,267+40.7% | $2,381-25.2% | $2,589-31.2% |
| Participant deferral / active EE | $3,935 | $3,110+26.5% | $3,986-1.3% | $4,291-8.3% |
| Admin fee / account holder | $3,771 | $1,922+96.2% | $6,853-45.0% | $1,588+137.5% |