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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,152 | $168,636-66.7% | $147,618-62.0% | $125,388-55.2% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -4.51% | 77.65%-82.2pp | 61.98%-66.5pp | 282.24%-286.8pp |
| Employer contribution / active EE | $1,999 | $6,252-68.0% | $5,565-64.1% | $4,866-58.9% |
| Participant deferral / active EE | $1,810 | $5,507-67.1% | $4,895-63.0% | $5,352-66.2% |
| Admin fee / account holder | $7,539 | $13,580-44.5% | $11,612-35.1% | $9,541-21.0% |