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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,430 | $153,769-65.3% | $133,975-60.1% | $273,972-80.5% |
| Participation rate | 71.4% | 88.4%-16.9pp | 87.1%-15.6pp | 83.0%-11.6pp |
| Annual return | 4.45% | 36.51%-32.1pp | 29.29%-24.8pp | 41.46%-37.0pp |
| Employer contribution / active EE | $0 | $6,029-100.0% | $5,211-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $3,100 | $6,958-55.4% | $6,282-50.6% | $5,287-41.4% |
| Admin fee / account holder | $16,113 | $11,765+37.0% | $9,324+72.8% | $10,133+59.0% |