Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,098 | $52,678+105.2% | $75,782+42.6% | $59,632+81.3% |
| Participation rate | 46.3% | 67.2%-20.9pp | 75.8%-29.5pp | 68.7%-22.3pp |
| Annual return | -1.23% | 2.95%-4.2pp | 9.68%-10.9pp | 2041.32%-2042.5pp |
| Employer contribution / active EE | $343 | $2,193-84.4% | $3,323-89.7% | $2,203-84.4% |
| Participant deferral / active EE | $2,022 | $2,591-21.9% | $3,652-44.6% | $3,192-36.6% |
| Admin fee / account holder | $6,241 | $3,610+72.9% | $5,300+17.8% | $4,297+45.2% |