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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,383 | $89,370+231.6% | $141,197+109.9% | $72,976+306.1% |
| Participation rate | 94.5% | 75.1%+19.4pp | 82.5%+12.0pp | 69.5%+25.0pp |
| Annual return | 21.03% | 111.88%-90.8pp | 71.41%-50.4pp | 81.02%-60.0pp |
| Employer contribution / active EE | $13,049 | $3,115+318.9% | $4,736+175.5% | $2,440+434.8% |
| Participant deferral / active EE | $11,502 | $5,419+112.3% | $6,710+71.4% | $3,608+218.8% |
| Admin fee / account holder | $5,690 | $5,957-4.5% | $10,265-44.6% | $5,124+11.0% |