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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,784 | $85,766+199.4% | $136,298+88.4% | $70,126+266.2% |
| Participation rate | 85.9% | 74.2%+11.8pp | 81.9%+4.0pp | 69.5%+16.4pp |
| Annual return | 14.13% | 31.46%-17.3pp | 5156.27%-5142.1pp | 73.15%-59.0pp |
| Employer contribution / active EE | $4,926 | $2,966+66.1% | $4,696+4.9% | $2,343+110.3% |
| Participant deferral / active EE | $10,681 | $5,051+111.5% | $6,247+71.0% | $3,332+220.6% |
| Admin fee / account holder | $4,727 | $5,421-12.8% | $9,244-48.9% | $4,645+1.7% |