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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,454 | $104,251+47.2% | $91,004+68.6% | $147,586+4.0% |
| Participation rate | 83.3% | 78.2%+5.1pp | 75.6%+7.7pp | 82.8%+0.5pp |
| Annual return | 6.41% | 27.06%-20.7pp | 4.60%+1.8pp | 578.59%-572.2pp |
| Employer contribution / active EE | $5,130 | $3,116+64.6% | $2,456+108.9% | $4,876+5.2% |
| Participant deferral / active EE | $4,873 | $4,195+16.2% | $3,548+37.4% | $5,439-10.4% |
| Admin fee / account holder | $3,350 | $8,948-62.6% | $5,417-38.2% | $10,886-69.2% |