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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,167 | $106,003-80.0% | $92,236-77.1% | $147,585-85.7% |
| Participation rate | 94.4% | 80.4%+14.0pp | 76.5%+18.0pp | 82.8%+11.6pp |
| Annual return | 16.61% | 50.05%-33.4pp | 176.29%-159.7pp | 578.57%-562.0pp |
| Employer contribution / active EE | $2,509 | $4,333-42.1% | $3,679-31.8% | $4,876-48.5% |
| Participant deferral / active EE | $3,999 | $4,478-10.7% | $3,897+2.6% | $5,439-26.5% |
| Admin fee / account holder | $1,234 | $6,333-80.5% | $5,194-76.2% | $10,885-88.7% |