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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,542 | $77,908-60.8% | $149,696-79.6% | $75,173-59.4% |
| Participation rate | 82.1% | 65.6%+16.6pp | 78.8%+3.4pp | 67.2%+14.9pp |
| Annual return | 16.29% | 31.73%-15.4pp | 134.46%-118.2pp | 160.72%-144.4pp |
| Employer contribution / active EE | $2,121 | $3,138-32.4% | $4,821-56.0% | $2,671-20.6% |
| Participant deferral / active EE | $3,943 | $3,411+15.6% | $5,682-30.6% | $4,126-4.4% |
| Admin fee / account holder | $684 | $5,950-88.5% | $13,212-94.8% | $5,651-87.9% |