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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,816 | $143,969-30.7% | $199,883-50.1% | $82,637+20.8% |
| Participation rate | 100.0% | 84.1%+15.9pp | 86.8%+13.2pp | 68.1%+31.9pp |
| Annual return | 4.03% | 25.67%-21.6pp | 43.81%-39.8pp | 53.51%-49.5pp |
| Employer contribution / active EE | $2,442 | $4,632-47.3% | $6,261-61.0% | $2,552-4.3% |
| Participant deferral / active EE | $3,312 | $6,937-52.2% | $9,138-63.8% | $4,126-19.7% |
| Admin fee / account holder | $8,934 | $14,597-38.8% | $17,268-48.3% | $7,339+21.7% |