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| Provider | Service type | Compensation |
|---|---|---|
Service code 10 · EIN 59-3560915 | Accounting | $11,410 |
Filed as: JOHN HANCOCK LIFE INSURANCE CO.USA Service code 15 · EIN 01-0233346 | Recordkeeping | $4,020 |
TRIAD ADVISORS INC2 years Filed as: TRIAD INSURANCE INC Service code 26 3500 PARKWAY LANE · NORCROSS, GA 30092 | Advisory (Participants) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,312 | $91,439+58.9% | $135,974+6.9% | $71,511+103.2% |
| Participation rate | 98.7% | 75.7%+23.0pp | 81.9%+16.8pp | 67.9%+30.8pp |
| Annual return | 15.69% | 29.90%-14.2pp | 68.30%-52.6pp | 28.86%-13.2pp |
| Employer contribution / active EE | $6,538 | $3,705+76.5% | $4,859+34.6% | $2,589+152.5% |
| Participant deferral / active EE | $6,704 | $7,093-5.5% | $7,760-13.6% | $4,291+56.3% |
| Admin fee / account holder | $567 | $1,267-55.2% | $10,767-94.7% | $1,588-64.3% |