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| Provider | Service type | Compensation |
|---|---|---|
Service code 10 · EIN 59-3560915 | Accounting | $5,540 |
Filed as: JOHN HANCOCK LIFE INSURANCE CO.USA Service code 15 · EIN 01-0233346 | Recordkeeping | $1,846 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,717 | $99,957+37.8% | $149,745-8.0% | $73,497+87.4% |
| Participation rate | 98.7% | 75.7%+23.0pp | 82.5%+16.2pp | 70.7%+28.0pp |
| Annual return | 14.25% | 53.87%-39.6pp | 276.72%-262.5pp | 28.51%-14.3pp |
| Employer contribution / active EE | $4,114 | $3,191+28.9% | $4,646-11.4% | $2,270+81.2% |
| Participant deferral / active EE | $4,965 | $6,073-18.2% | $6,843-27.4% | $3,740+32.8% |
| Admin fee / account holder | $567 | $551+2.9% | $9,312-93.9% | $513+10.4% |