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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,068 | $180,466+12.5% | $154,114+31.8% | $135,382+50.0% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -5.16% | 888.15%-893.3pp | 735.16%-740.3pp | 519.77%-524.9pp |
| Employer contribution / active EE | $3,213 | $6,035-46.8% | $5,298-39.4% | $4,779-32.8% |
| Participant deferral / active EE | $7,380 | $5,806+27.1% | $5,081+45.3% | $5,609+31.6% |
| Admin fee / account holder | $1,896 | $16,144-88.3% | $13,411-85.9% | $10,829-82.5% |