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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,636 | $62,589-57.4% | $76,768-65.3% | $64,173-58.5% |
| Participation rate | 88.4% | 72.8%+15.6pp | 77.0%+11.4pp | 69.6%+18.8pp |
| Annual return | 11.12% | -1.95%+13.1pp | 2.43%+8.7pp | 7.63%+3.5pp |
| Employer contribution / active EE | $723 | $1,832-60.6% | $2,485-70.9% | $2,381-69.6% |
| Participant deferral / active EE | $1,070 | $3,145-66.0% | $3,852-72.2% | $3,470-69.2% |
| Admin fee / account holder | $2,856 | $4,667-38.8% | $6,675-57.2% | $4,887-41.6% |