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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,621 | $100,938+75.0% | $90,461+95.2% | $158,982+11.1% |
| Participation rate | 92.9% | 75.0%+17.8pp | 72.7%+20.2pp | 82.0%+10.9pp |
| Annual return | 16.52% | 1727.20%-1710.7pp | 1294.76%-1278.2pp | 302.99%-286.5pp |
| Employer contribution / active EE | $4,990 | $3,691+35.2% | $3,264+52.9% | $4,763+4.8% |
| Participant deferral / active EE | $4,123 | $4,350-5.2% | $3,964+4.0% | $5,983-31.1% |
| Admin fee / account holder | $848 | $6,510-87.0% | $5,617-84.9% | $11,252-92.5% |