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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,112 | $99,011+79.9% | $86,582+105.7% | $147,586+20.7% |
| Participation rate | 63.6% | 76.3%-12.7pp | 73.5%-9.9pp | 82.8%-19.2pp |
| Annual return | 10.73% | 1312.75%-1302.0pp | 965.08%-954.4pp | 578.59%-567.9pp |
| Employer contribution / active EE | $5,190 | $3,132+65.7% | $2,839+82.8% | $4,876+6.4% |
| Participant deferral / active EE | $4,206 | $3,972+5.9% | $3,609+16.6% | $5,439-22.7% |
| Admin fee / account holder | $8,397 | $5,709+47.1% | $4,904+71.2% | $10,886-22.9% |