Retirement plan

EMPLOYEE BENEFIT PLAN OF CAPITAL AREA COMMUNITY ACTION AGENCY INC

Name: CAPITAL AREA COMMUNITY ACTION AGENC Y INC - EMPLOYEE BENEFIT PLAN OF CAPITAL AREA COMMUNITY ACTION AGENCY INC (2017) Form 5500
Creator: CAPITAL AREA COMMUNITY ACTION AGENC Y INC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, EMPLOYEE BENEFIT PLAN OF CAPITAL AREA COMMUNITY ACTION AGENCY INC, CAPITAL AREA COMMUNITY ACTION AGENC Y INC

CAPITAL AREA COMMUNITY ACTION AGENC Y INCEIN 59-1117362Plan #001PY 2017

309 OFFICE PLZ - TALLAHASSEE, FL 323012729850-222-2043cacaainc.orgLinkedIn11-50 employeesnon-profit organization management

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$1.2M

+13.6% from 2016

Total participants

+8.5% from 2016

Average account balance

$16,805

+13.6% from 2016

Annual return

10.20%

+5.00 pp from 2016

Benchmarks

See 17,854 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants25-99

Cohort17,854 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.62M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$34K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

84.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$144K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+17.63%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$1687

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2F2S2T3D

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$75K

$1062 / participant

Other / not subdivided$75K100.0%

% of EOY assets

6.321%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$16,805

$84,236-80.1%

$170,435-90.1%

$70,126-76.0%

Participation rate

74.6%

70.8%+3.8pp

83.6%-9.0pp

69.5%+5.1pp

Annual return

10.20%

23.06%-12.9pp

205.94%-195.7pp

73.15%-63.0pp

Employer contribution / active EE

$447

$3,387-86.8%

$5,432-91.8%

$2,343-80.9%

Participant deferral / active EE

$1,035

$3,086-66.5%

$4,939-79.0%

$3,332-68.9%

Admin fee / account holder

$1,062

$5,698-81.4%

$13,881-92.3%

$4,645-77.1%

EMPLOYEE BENEFIT PLAN OF CAPITAL AREA COMMUNITY ACTION AGENCY INC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

EMPLOYEE BENEFIT PLAN OF CAPITAL AREA COMMUNITY ACTION AGENCY INC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion