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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,128 | $107,353-61.7% | $92,903-55.7% | $152,885-73.1% |
| Participation rate | 72.7% | 79.8%-7.1pp | 76.0%-3.3pp | 82.5%-9.7pp |
| Annual return | 22.42% | 145.62%-123.2pp | 109.43%-87.0pp | 345.39%-323.0pp |
| Employer contribution / active EE | $894 | $4,222-78.8% | $3,653-75.5% | $4,763-81.2% |
| Participant deferral / active EE | $2,214 | $4,848-54.3% | $4,238-47.8% | $5,851-62.2% |
| Admin fee / account holder | $373 | $7,081-94.7% | $5,795-93.6% | $11,598-96.8% |