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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,885 | $49,177+481.3% | $79,466+259.8% | $64,173+345.5% |
| Participation rate | 96.6% | 65.0%+31.5pp | 73.3%+23.2pp | 69.6%+27.0pp |
| Annual return | -4.21% | -1.16%-3.1pp | 718.28%-722.5pp | 7.63%-11.8pp |
| Employer contribution / active EE | $2,901 | $2,076+39.7% | $2,800+3.6% | $2,381+21.8% |
| Participant deferral / active EE | $9,648 | $2,821+242.0% | $3,704+160.5% | $3,470+178.1% |
| Admin fee / account holder | $63,629 | $3,839+1557.5% | $5,104+1146.6% | $4,887+1201.9% |