Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,366 | $62,589-70.7% | $76,768-76.1% | $64,173-71.4% |
| Participation rate | 63.1% | 72.8%-9.7pp | 77.0%-13.9pp | 69.6%-6.5pp |
| Annual return | -6.47% | -1.95%-4.5pp | 2.43%-8.9pp | 7.63%-14.1pp |
| Employer contribution / active EE | $304 | $1,832-83.4% | $2,485-87.8% | $2,381-87.2% |
| Participant deferral / active EE | $1,628 | $3,145-48.2% | $3,852-57.7% | $3,470-53.1% |
| Admin fee / account holder | $733 | $4,667-84.3% | $6,675-89.0% | $4,887-85.0% |