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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,880 | $201,372-45.9% | $184,260-40.9% | $145,884-25.4% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 11.12% | 29.04%-17.9pp | 28.84%-17.7pp | 551.85%-540.7pp |
| Employer contribution / active EE | $3,281 | $7,024-53.3% | $6,427-49.0% | $4,662-29.6% |
| Participant deferral / active EE | $8,473 | $9,808-13.6% | $9,133-7.2% | $6,690+26.7% |
| Admin fee / account holder | $505 | $16,362-96.9% | $13,898-96.4% | $13,392-96.2% |