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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,500 | $209,888-26.9% | $189,545-19.0% | $167,553-8.4% |
| Participation rate | 91.7% | 88.7%+3.0pp | 87.8%+3.9pp | 82.1%+9.6pp |
| Annual return | 11.80% | 748.66%-736.9pp | 555.36%-543.6pp | 478.89%-467.1pp |
| Employer contribution / active EE | $2,847 | $6,915-58.8% | $6,162-53.8% | $4,840-41.2% |
| Participant deferral / active EE | $5,355 | $8,934-40.1% | $8,220-34.9% | $6,343-15.6% |
| Admin fee / account holder | $4,551 | $14,300-68.2% | $12,049-62.2% | $12,316-63.1% |