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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,362 | $54,370+27.6% | $82,763-16.2% | $68,490+1.3% |
| Participation rate | 96.0% | 63.9%+32.1pp | 72.6%+23.4pp | 67.9%+28.1pp |
| Annual return | -21.62% | -13.67%-7.9pp | 702.45%-724.1pp | -7.85%-13.8pp |
| Employer contribution / active EE | $4,396 | $2,219+98.1% | $3,008+46.1% | $2,597+69.3% |
| Participant deferral / active EE | $7,321 | $3,247+125.5% | $4,395+66.6% | $4,028+81.8% |
| Admin fee / account holder | $10,704 | $4,398+143.4% | $5,325+101.0% | $5,403+98.1% |