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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,072 | $65,440+31.5% | $98,506-12.6% | $85,851+0.3% |
| Participation rate | 92.7% | 65.0%+27.7pp | 73.3%+19.4pp | 69.3%+23.4pp |
| Annual return | 22.41% | 21.75%+0.7pp | 1494.92%-1472.5pp | 318.63%-296.2pp |
| Employer contribution / active EE | $3,398 | $2,169+56.7% | $2,961+14.8% | $2,565+32.5% |
| Participant deferral / active EE | $5,823 | $3,168+83.8% | $4,277+36.2% | $3,952+47.3% |
| Admin fee / account holder | $11,553 | $4,596+151.4% | $5,955+94.0% | $6,261+84.5% |