Retirement plan

PEACE RIVER CENTER FOR PERSONAL DEVELOPMENT, INC 401 (K) PLAN

Name: PEACE RIVER CENTER FOR PERSONAL DEVELOPMENT, INC - PEACE RIVER CENTER FOR PERSONAL DEVELOPMENT, INC 401 (K) PLAN (2016) Form 5500
Creator: PEACE RIVER CENTER FOR PERSONAL DEVELOPMENT, INC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PEACE RIVER CENTER FOR PERSONAL DEVELOPMENT, INC 401 (K) PLAN, PEACE RIVER CENTER FOR PERSONAL DEVELOPMENT, INC

PEACE RIVER CENTER FOR PERSONAL DEVELOPMENT, INCEIN 59-0818924Plan #004PY 2016

1239 E. MAIN STREET - BARTOW, FL 33830863-519-0575peacerivercenter.orgLinkedIn201-500 employeesmental health care

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$7.4M

+6.3% from 2015

Total participants

468

-3.3% from 2015

Average account balance

$17,748

+9.3% from 2015

Annual return

7.38%

+10.07 pp from 2015

Benchmarks

See 3,733 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants250-999

Cohort3,733 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$15.80M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$36K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

439

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

71.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.39M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+17.04%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$282

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
CPS INVESTMENT ADVISORS2+ years Filed as: CPS INVESTMENT Service code 19 205 EAST ORANGE STREET · LAKELAND, FL 33801	Securities Custodian	$34,992
ASPIRE FINANCIAL SERVICES2+ years Service code 15 · EIN 27-1033755 4010 BOY SCOUT BLVD. · TAMPA, FL 33607	Recordkeeping	$26,852
CLIFTONLARSONALLEN LLP1 year Filed as: CLIFTON LARSON ALLEN LLP Service code 10 · EIN 41-0746749	Accounting	$8,750

Plan features & details

Pension benefit codes2G2J2K2R3D

Plan features

2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$103K

$220 / participant

Contract admin$103K100.0%

% of EOY assets

1.393%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: CLIFTON LARSON ALLEN LLP
Auditor EIN: 410746749
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$17,748

$36,916-51.9%

$156,551-88.7%

$57,658-69.2%

Participation rate

89.1%

63.4%+25.7pp

84.0%+5.1pp

70.2%+18.9pp

Annual return

7.38%

12.38%-5.0pp

32.23%-24.8pp

5.13%+2.3pp

Employer contribution / active EE

$611

$1,571-61.1%

$5,501-88.9%

$1,974-69.0%

Participant deferral / active EE

$1,296

$1,926-32.7%

$4,871-73.4%

$3,061-57.6%

Admin fee / account holder

$247

$82+199.7%

$13,028-98.1%

$95+161.5%

Provider

Service type

Compensation

CPS INVESTMENT ADVISORS2+ years

Filed as: CPS INVESTMENT

Service code 19

205 EAST ORANGE STREET · LAKELAND, FL 33801

Securities Custodian

$34,992

ASPIRE FINANCIAL SERVICES2+ years

Service code 15 · EIN 27-1033755

4010 BOY SCOUT BLVD. · TAMPA, FL 33607

Recordkeeping

$26,852

CLIFTONLARSONALLEN LLP1 year

Filed as: CLIFTON LARSON ALLEN LLP

Service code 10 · EIN 41-0746749

Accounting

$8,750

PEACE RIVER CENTER FOR PERSONAL DEVELOPMENT, INC 401 (K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

PEACE RIVER CENTER FOR PERSONAL DEVELOPMENT, INC 401 (K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion