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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,340 | $48,570-39.6% | $130,660-77.5% | $72,975-59.8% |
| Participation rate | 64.4% | 58.6%+5.8pp | 71.7%-7.3pp | 69.5%-5.1pp |
| Annual return | 18.16% | 38.63%-20.5pp | 1709.29%-1691.1pp | 81.01%-62.9pp |
| Employer contribution / active EE | $1,082 | $1,334-18.9% | $4,092-73.6% | $2,440-55.6% |
| Participant deferral / active EE | $2,035 | $2,384-14.6% | $3,603-43.5% | $3,608-43.6% |
| Admin fee / account holder | $1,494 | $3,549-57.9% | $5,463-72.6% | $5,124-70.8% |