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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,257 | $46,877-54.7% | $122,354-82.6% | $70,126-69.7% |
| Participation rate | 68.9% | 58.2%+10.6pp | 71.6%-2.8pp | 69.5%-0.7pp |
| Annual return | 14.93% | 24.22%-9.3pp | 30.28%-15.4pp | 73.15%-58.2pp |
| Employer contribution / active EE | $1,070 | $1,288-17.0% | $4,051-73.6% | $2,343-54.3% |
| Participant deferral / active EE | $1,933 | $2,167-10.8% | $3,287-41.2% | $3,332-42.0% |
| Admin fee / account holder | $890 | $3,324-73.2% | $5,479-83.8% | $4,645-80.8% |