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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,485 | $86,701+41.3% | $73,309+67.1% | $125,389-2.3% |
| Participation rate | 100.0% | 78.6%+21.4pp | 74.9%+25.1pp | 83.2%+16.8pp |
| Annual return | 4.05% | 2.78%+1.3pp | 5.67%-1.6pp | 282.24%-278.2pp |
| Employer contribution / active EE | $669 | $4,152-83.9% | $3,237-79.3% | $4,866-86.3% |
| Participant deferral / active EE | $3,451 | $5,549-37.8% | $4,991-30.9% | $5,352-35.5% |
| Admin fee / account holder | $1,323 | $7,768-83.0% | $5,635-76.5% | $9,541-86.1% |