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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,035 | $150,346-82.0% | $120,524-77.6% | $145,877-81.5% |
| Participation rate | 100.0% | 78.8%+21.2pp | 71.9%+28.1pp | 80.3%+19.7pp |
| Annual return | 10.29% | 154.40%-144.1pp | 107.36%-97.1pp | 551.28%-541.0pp |
| Employer contribution / active EE | $1,601 | $4,353-63.2% | $3,469-53.9% | $4,663-65.7% |
| Participant deferral / active EE | $2,276 | $6,172-63.1% | $4,994-54.4% | $6,691-66.0% |
| Admin fee / account holder | $1,365 | $12,215-88.8% | $9,440-85.5% | $13,402-89.8% |