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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,923 | $141,004-85.2% | $112,273-81.4% | $139,466-85.0% |
| Participation rate | 94.1% | 79.2%+14.9pp | 72.4%+21.7pp | 80.3%+13.8pp |
| Annual return | 14.66% | 32.75%-18.1pp | 30.23%-15.6pp | 373.66%-359.0pp |
| Employer contribution / active EE | $1,447 | $4,285-66.2% | $3,431-57.8% | $4,754-69.6% |
| Participant deferral / active EE | $2,101 | $5,878-64.3% | $4,800-56.2% | $6,712-68.7% |
| Admin fee / account holder | $2,425 | $9,959-75.6% | $7,752-68.7% | $11,409-78.7% |