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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,035 | $150,435-82.0% | $120,580-77.6% | $145,897-81.5% |
| Participation rate | 100.0% | 78.8%+21.2pp | 72.0%+28.0pp | 80.3%+19.7pp |
| Annual return | 10.29% | 154.60%-144.3pp | 107.48%-97.2pp | 552.29%-542.0pp |
| Employer contribution / active EE | $1,601 | $4,352-63.2% | $3,469-53.9% | $4,663-65.7% |
| Participant deferral / active EE | $2,276 | $6,174-63.1% | $4,995-54.4% | $6,689-66.0% |
| Admin fee / account holder | $1,365 | $12,182-88.8% | $9,418-85.5% | $13,390-89.8% |