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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,498 | $80,983+5.6% | $96,544-11.4% | $75,177+13.7% |
| Participation rate | 96.6% | 71.8%+24.8pp | 76.0%+20.6pp | 67.2%+29.3pp |
| Annual return | 10.89% | 27.05%-16.2pp | 25.88%-15.0pp | 160.75%-149.9pp |
| Employer contribution / active EE | $0 | $2,282-100.0% | $2,966-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $3,574 | $3,929-9.0% | $4,851-26.3% | $4,126-13.4% |
| Admin fee / account holder | $11,194 | $6,717+66.7% | $8,254+35.6% | $5,651+98.1% |