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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,113 | $86,288+19.5% | $111,306-7.4% | $85,851+20.1% |
| Participation rate | 97.1% | 73.3%+23.7pp | 77.3%+19.7pp | 69.3%+27.7pp |
| Annual return | 15.87% | 19.99%-4.1pp | 54.67%-38.8pp | 318.63%-302.8pp |
| Employer contribution / active EE | $9,658 | $2,044+372.6% | $2,732+253.5% | $2,565+276.5% |
| Participant deferral / active EE | $3,380 | $3,641-7.2% | $4,488-24.7% | $3,952-14.5% |
| Admin fee / account holder | $38,130 | $8,189+365.6% | $7,966+378.7% | $6,261+509.0% |