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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,447 | $54,370-78.9% | $82,763-86.2% | $68,490-83.3% |
| Participation rate | 78.7% | 63.9%+14.8pp | 72.6%+6.2pp | 67.9%+10.8pp |
| Annual return | -13.14% | -13.67%+0.5pp | 702.45%-715.6pp | -7.85%-5.3pp |
| Employer contribution / active EE | $0 | $2,219-100.0% | $3,008-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $1,266 | $3,247-61.0% | $4,395-71.2% | $4,028-68.6% |
| Admin fee / account holder | $1,037 | $4,398-76.4% | $5,325-80.5% | $5,403-80.8% |