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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,077 | $48,050+114.5% | $85,969+19.9% | $59,633+72.9% |
| Participation rate | 98.6% | 64.5%+34.1pp | 76.5%+22.0pp | 68.7%+29.9pp |
| Annual return | -2.88% | 0.29%-3.2pp | 9.32%-12.2pp | 2041.45%-2044.3pp |
| Employer contribution / active EE | $10,403 | $1,640+534.5% | $3,474+199.4% | $2,203+372.3% |
| Participant deferral / active EE | $4,865 | $2,249+116.3% | $3,829+27.1% | $3,192+52.4% |
| Admin fee / account holder | $1,870 | $3,206-41.7% | $6,053-69.1% | $4,297-56.5% |