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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,465 | $88,778-84.8% | $81,844-83.5% | $145,884-90.8% |
| Participation rate | 68.4% | 75.1%-6.6pp | 72.4%-4.0pp | 80.3%-11.9pp |
| Annual return | 14.20% | 1033.03%-1018.8pp | 778.87%-764.7pp | 551.85%-537.6pp |
| Employer contribution / active EE | $2,557 | $3,087-17.2% | $2,916-12.3% | $4,662-45.2% |
| Participant deferral / active EE | $4,334 | $4,648-6.8% | $4,323+0.2% | $6,690-35.2% |
| Admin fee / account holder | $959 | $8,430-88.6% | $7,355-87.0% | $13,392-92.8% |