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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,172 | $57,305-38.6% | $86,640-59.4% | $75,173-53.2% |
| Participation rate | 41.9% | 63.2%-21.3pp | 71.7%-29.8pp | 67.2%-25.3pp |
| Annual return | 17.31% | 2674.24%-2656.9pp | 592.52%-575.2pp | 160.72%-143.4pp |
| Employer contribution / active EE | $435 | $2,316-81.2% | $3,024-85.6% | $2,671-83.7% |
| Participant deferral / active EE | $1,329 | $3,320-60.0% | $4,438-70.1% | $4,126-67.8% |
| Admin fee / account holder | $3,921 | $4,116-4.7% | $5,616-30.2% | $5,651-30.6% |