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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,362 | $53,128-25.9% | $86,582-54.5% | $70,126-43.9% |
| Participation rate | 51.6% | 65.3%-13.7pp | 73.5%-21.9pp | 69.5%-17.9pp |
| Annual return | 16.53% | 27.66%-11.1pp | 965.08%-948.6pp | 73.15%-56.6pp |
| Employer contribution / active EE | $518 | $2,068-74.9% | $2,839-81.7% | $2,343-77.9% |
| Participant deferral / active EE | $1,823 | $2,695-32.4% | $3,609-49.5% | $3,332-45.3% |
| Admin fee / account holder | $693 | $3,584-80.7% | $4,904-85.9% | $4,645-85.1% |