Filed April 10, 2026 (most recent of 2 filings on file)
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| Provider | Service type | Compensation |
|---|---|---|
AT RETIREMENT SERVICES, LLC4 years Service code 12 · EIN 83-3455979 | Claims processing; Recordkeeping fees... | $30,951 |
CREATIVE PLANNING LLC5 years Filed as: CREATIVE PLANNING INC. Service code 26 · EIN 43-1270780 | Advisory (Participants) | $27,911 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,472 | $54,193-45.6% | $93,606-68.5% | $77,643-62.0% |
| Participation rate | 90.5% | 63.9%+26.6pp | 68.7%+21.8pp | 70.6%+19.9pp |
| Annual return | 11.51% | 30.54%-19.0pp | 133.20%-121.7pp | 31.24%-19.7pp |
| Employer contribution / active EE | $1,242 | $1,168+6.4% | $2,420-48.7% | $2,726-54.4% |
| Participant deferral / active EE | $3,501 | $3,144+11.3% | $4,411-20.6% | $4,647-24.7% |
| Admin fee / account holder | $147 | $576-74.4% | $8,285-98.2% | $430-65.8% |