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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,308 | $127,387-74.6% | $115,038-71.9% | $125,389-74.2% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -4.00% | 31.28%-35.3pp | 26.14%-30.1pp | 282.24%-286.2pp |
| Employer contribution / active EE | $2,067 | $5,166-60.0% | $4,608-55.2% | $4,866-57.5% |
| Participant deferral / active EE | $4,221 | $6,423-34.3% | $6,026-30.0% | $5,352-21.1% |
| Admin fee / account holder | $888 | $9,516-90.7% | $8,175-89.1% | $9,541-90.7% |