Retirement plan

DEERFIELD-WINDSOR SCHOOL 403(B) RETIREMENT PLAN

Name: UNITED PARENTS, INC. - DEERFIELD-WINDSOR SCHOOL 403(B) RETIREMENT PLAN (2018) Form 5500
Creator: UNITED PARENTS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, DEERFIELD-WINDSOR SCHOOL 403(B) RETIREMENT PLAN, UNITED PARENTS, INC.

UNITED PARENTS, INC.dba DEERFIELD-WINDSOR SCHOOLEIN 58-6043206Plan #001PY 2018

2500 NOTTINGHAM WAY - ALBANY, GA 31707229-435-1301

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$8.6M

+15.2% from 2017

Total participants

136

-0.7% from 2017

Average account balance

$64,030

+16.1% from 2017

Annual return

11.91%

-0.05 pp from 2017

Benchmarks

See 3,835 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants25-99

Cohort3,835 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$11.57M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$93K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

124

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$333K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.00%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$437

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
CANNON FINANCIAL STRATEGISTS, INC.1 year Filed as: CANNON FINANCIAL STRATEGISTS INC Service code 27 · EIN 58-2608124	Advisory (Plan)	$10,484
TIAA2 years Service code 15 · EIN 13-1624203	Recordkeeping	$9,675

Plan features & details

Pension benefit codes2E2G2K2L

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$20K

$280 / participant

Contract admin$20K100.0%

% of EOY assets

0.233%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: DRAFFIN & TUCKER LLP
Auditor EIN: 580914992
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$64,030

$43,333+47.8%

$59,883+6.9%

$64,181-0.2%

Participation rate

98.6%

69.2%+29.4pp

74.7%+23.9pp

69.6%+29.0pp

Annual return

11.91%

-1.55%+13.5pp

3.46%+8.4pp

7.63%+4.3pp

Employer contribution / active EE

$2,280

$2,029+12.4%

$2,722-16.2%

$2,381-4.2%

Participant deferral / active EE

$3,512

$2,547+37.9%

$3,402+3.2%

$3,470+1.2%

Admin fee / account holder

$149

$3,006-95.0%

$3,591-95.8%

$4,887-96.9%

Provider

Service type

Compensation

CANNON FINANCIAL STRATEGISTS, INC.1 year

Filed as: CANNON FINANCIAL STRATEGISTS INC

Service code 27 · EIN 58-2608124

Advisory (Plan)

$10,484

TIAA2 years

Service code 15 · EIN 13-1624203

Recordkeeping

$9,675

DEERFIELD-WINDSOR SCHOOL 403(B) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

DEERFIELD-WINDSOR SCHOOL 403(B) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion